/* ====================================
   RESET E VARIÁVEIS
   ==================================== */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* Cores Principais */
    --primary-dark: #1a3a4a;
    --primary-medium: #1a5f7a;
    --primary-blue: #2d9cdb;
    --accent-orange: #f2994a;
    --accent-red: #e74c3c;
    --accent-yellow: #f39c12;
    --accent-purple: #9b59b6;
    --accent-green: #27ae60;
    
    /* Backgrounds */
    --bg-light: #f8fafb;
    --bg-white: #ffffff;
    --bg-dark: #0f2027;
    --bg-section: #f0f7fa;
    
    /* Textos */
    --text-dark: #1a1a1a;
    --text-medium: #4a4a4a;
    --text-light: #6a6a6a;
    --text-muted: #8a8a8a;
    
    /* Borders */
    --border-light: #e0e8eb;
    --border-medium: #c0d0d5;
    
    /* Sombras */
    --shadow-sm: 0 2px 8px rgba(26, 58, 74, 0.08);
    --shadow-md: 0 4px 16px rgba(26, 58, 74, 0.12);
    --shadow-lg: 0 8px 32px rgba(26, 58, 74, 0.16);
    
    /* Tipografia */
    --font-main: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, sans-serif;
    --font-mono: "SF Mono", Monaco, "Cascadia Code", "Roboto Mono", Consolas, monospace;
    
    /* Espaçamentos */
    --spacing-xs: 0.5rem;
    --spacing-sm: 1rem;
    --spacing-md: 1.5rem;
    --spacing-lg: 2.5rem;
    --spacing-xl: 4rem;
    
    /* Container */
    --container-width: 1200px;
    --container-padding: 2rem;
    
    /* Transições */
    --transition-fast: 0.2s ease;
    --transition-normal: 0.3s ease;
    --transition-slow: 0.5s ease;
}

/* ====================================
   BASE STYLES
   ==================================== */
html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-main);
    color: var(--text-dark);
    background: var(--bg-white);
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.container {
    max-width: var(--container-width);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

/* ====================================
   HEADER FIXO
   ==================================== */
.main-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    box-shadow: var(--shadow-sm);
    z-index: 1000;
    transition: all var(--transition-normal);
}

.header-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 0;
}

.logo-link {
    display: block;
}

.logo {
    height: 48px;
    width: auto;
    transition: transform var(--transition-normal);
}

.logo:hover {
    transform: scale(1.05);
}

.main-nav {
    display: flex;
    gap: 2rem;
}

.main-nav a {
    color: var(--text-dark);
    text-decoration: none;
    font-weight: 500;
    font-size: 0.95rem;
    transition: color var(--transition-fast);
    position: relative;
}

.main-nav a::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary-blue);
    transition: width var(--transition-normal);
}

.main-nav a:hover {
    color: var(--primary-blue);
}

.main-nav a:hover::after {
    width: 100%;
}

.menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}

.menu-toggle span {
    display: block;
    width: 26px;
    height: 3px;
    background: var(--primary-dark);
    transition: all var(--transition-normal);
}

/* Mobile Menu */
.mobile-menu {
    position: fixed;
    top: 70px;
    left: 0;
    right: 0;
    background: var(--bg-white);
    box-shadow: var(--shadow-md);
    transform: translateY(-100%);
    opacity: 0;
    transition: all var(--transition-normal);
    z-index: 999;
}

.mobile-menu.active {
    transform: translateY(0);
    opacity: 1;
}

.mobile-menu nav {
    display: flex;
    flex-direction: column;
    padding: 1.5rem 2rem;
}

.mobile-menu nav a {
    padding: 0.75rem 0;
    color: var(--text-dark);
    text-decoration: none;
    font-weight: 500;
    border-bottom: 1px solid var(--border-light);
    transition: color var(--transition-fast);
}

.mobile-menu nav a:hover {
    color: var(--primary-blue);
}

/* ====================================
   HERO SECTION
   ==================================== */
.hero-section {
    margin-top: 70px;
    padding: var(--spacing-xl) 0;
    position: relative;
    overflow: hidden;
    background: linear-gradient(135deg, #f0f7fa 0%, #e3f2f7 100%);
}

.hero-bg {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    opacity: 0.6;
    z-index: 1;
}

.hero-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-content {
    position: relative;
    z-index: 2;
}

.hero-text {
    max-width: 900px;
}

.hero-title {
    font-size: 3rem;
    font-weight: 700;
    line-height: 1.2;
    color: var(--primary-dark);
    margin-bottom: var(--spacing-md);
    animation: fadeInUp 0.8s ease;
}

.hero-description {
    font-size: 1.25rem;
    color: var(--text-medium);
    line-height: 1.8;
    margin-bottom: var(--spacing-lg);
    animation: fadeInUp 1s ease;
}

.hero-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-md);
    animation: fadeInUp 1.2s ease;
}

.stat-item {
    background: rgba(255, 255, 255, 0.9);
    padding: var(--spacing-md);
    border-radius: 8px;
    border-left: 4px solid var(--primary-blue);
    box-shadow: var(--shadow-sm);
}

.stat-number {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--primary-dark);
    font-family: var(--font-mono);
    margin-bottom: 0.25rem;
}

.stat-label {
    font-size: 0.9rem;
    color: var(--text-light);
}

/* ====================================
   SECTION HEADERS
   ==================================== */
.section-header {
    margin-bottom: var(--spacing-xl);
}

.section-header.centered {
    text-align: center;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: var(--spacing-xl);
}

.section-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--primary-dark);
    line-height: 1.3;
    margin-bottom: var(--spacing-md);
}

.section-intro {
    font-size: 1.15rem;
    color: var(--text-medium);
    line-height: 1.8;
}

/* ====================================
   RISKS SECTION
   ==================================== */
.risks-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-white);
}

.risks-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
    gap: var(--spacing-lg);
    margin-top: var(--spacing-lg);
}

.risk-card {
    background: var(--bg-light);
    padding: var(--spacing-lg);
    border-radius: 12px;
    border-top: 4px solid var(--accent-red);
    transition: all var(--transition-normal);
}

.risk-card:nth-child(2) {
    border-top-color: var(--accent-yellow);
}

.risk-card:nth-child(3) {
    border-top-color: var(--accent-purple);
}

.risk-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.risk-icon {
    width: 60px;
    height: 60px;
    margin-bottom: var(--spacing-md);
}

.risk-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: var(--spacing-sm);
}

.risk-description {
    color: var(--text-medium);
    margin-bottom: var(--spacing-md);
    line-height: 1.7;
}

.risk-consequences {
    background: rgba(255, 255, 255, 0.6);
    padding: var(--spacing-md);
    border-radius: 8px;
    border-left: 3px solid var(--primary-blue);
}

.risk-consequences strong {
    display: block;
    color: var(--primary-dark);
    margin-bottom: 0.5rem;
}

.risk-consequences ul {
    list-style: none;
    padding-left: 0;
}

.risk-consequences li {
    padding: 0.4rem 0;
    padding-left: 1.5rem;
    position: relative;
    color: var(--text-medium);
    font-size: 0.95rem;
}

.risk-consequences li::before {
    content: '→';
    position: absolute;
    left: 0;
    color: var(--primary-blue);
    font-weight: bold;
}

/* ====================================
   BOOKKEEPING SECTION
   ==================================== */
.bookkeeping-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-section);
}

.bookkeeping-content {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xl);
}

.content-block {
    background: var(--bg-white);
    padding: var(--spacing-lg);
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
}

.content-block.highlight-block {
    background: linear-gradient(135deg, #f8fafb 0%, #f0f7fa 100%);
    border: 2px solid var(--primary-blue);
}

.block-title {
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: var(--spacing-md);
}

.two-columns {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-lg);
    margin-top: var(--spacing-md);
}

.checklist {
    list-style: none;
    padding: 0;
}

.checklist li {
    padding: 0.75rem 0;
    padding-left: 2rem;
    position: relative;
    color: var(--text-medium);
    border-bottom: 1px solid var(--border-light);
}

.checklist li:last-child {
    border-bottom: none;
}

.checklist li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--accent-green);
    font-weight: bold;
    font-size: 1.2rem;
}

.checklist li strong {
    color: var(--primary-dark);
}

/* Balance Sheet */
.balance-sheet {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.bs-column {
    background: var(--bg-white);
    padding: var(--spacing-md);
    border-radius: 8px;
    border-top: 3px solid var(--primary-blue);
}

.bs-column:nth-child(2) {
    border-top-color: var(--accent-orange);
}

.bs-column:nth-child(3) {
    border-top-color: var(--accent-green);
}

.bs-column h4 {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: 0.5rem;
}

.bs-definition {
    font-size: 0.9rem;
    color: var(--text-light);
    margin-bottom: var(--spacing-md);
    font-style: italic;
}

.bs-group {
    margin-bottom: var(--spacing-md);
}

.bs-group h5 {
    font-size: 1rem;
    font-weight: 600;
    color: var(--primary-medium);
    margin-bottom: 0.5rem;
}

.bs-group ul {
    list-style: none;
    padding: 0;
}

.bs-group li {
    padding: 0.4rem 0;
    padding-left: 1.2rem;
    position: relative;
    color: var(--text-medium);
    font-size: 0.9rem;
}

.bs-group li::before {
    content: '•';
    position: absolute;
    left: 0;
    color: var(--primary-blue);
}

.bs-formula {
    background: rgba(26, 95, 122, 0.1);
    padding: var(--spacing-sm);
    border-radius: 6px;
    margin-top: var(--spacing-sm);
}

.bs-formula strong {
    display: block;
    color: var(--primary-dark);
    margin-bottom: 0.5rem;
    font-size: 0.9rem;
}

.bs-formula p {
    font-family: var(--font-mono);
    color: var(--primary-medium);
    font-weight: 600;
}

/* DRE Structure */
.dre-structure {
    margin-top: var(--spacing-md);
    background: var(--bg-white);
    padding: var(--spacing-md);
    border-radius: 8px;
}

.dre-item {
    padding: var(--spacing-sm);
    border-left: 3px solid var(--border-light);
    margin-bottom: var(--spacing-sm);
}

.dre-item.minus {
    border-left-color: var(--accent-red);
}

.dre-item.result {
    border-left-color: var(--primary-blue);
    background: rgba(26, 95, 122, 0.05);
    font-weight: 600;
}

.dre-item.result.highlight {
    border-left-color: var(--accent-green);
    background: rgba(39, 174, 96, 0.1);
    border-left-width: 4px;
}

.dre-label {
    font-weight: 600;
    color: var(--primary-dark);
    margin-bottom: 0.25rem;
}

.dre-description {
    font-size: 0.9rem;
    color: var(--text-light);
}

/* Key Insight */
.key-insight {
    background: rgba(45, 156, 219, 0.08);
    border-left: 4px solid var(--primary-blue);
    padding: var(--spacing-md);
    margin-top: var(--spacing-md);
    border-radius: 6px;
}

.key-insight strong {
    display: block;
    color: var(--primary-dark);
    margin-bottom: 0.75rem;
    font-size: 1.05rem;
}

.key-insight ul {
    list-style: none;
    padding: 0;
}

.key-insight li {
    padding: 0.5rem 0;
    padding-left: 1.5rem;
    position: relative;
    color: var(--text-medium);
}

.key-insight li::before {
    content: '▸';
    position: absolute;
    left: 0;
    color: var(--primary-blue);
    font-weight: bold;
}

.key-insight li strong {
    display: inline;
    margin: 0;
}

.key-insight p {
    color: var(--text-medium);
    margin-top: 0.5rem;
}

.key-insight ol {
    padding-left: 1.5rem;
    color: var(--text-medium);
}

.key-insight ol li {
    padding: 0.5rem 0;
}

/* ====================================
   TAXATION SECTION
   ==================================== */
.taxation-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-white);
}

.taxation-content {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xl);
}

.regimes-comparison {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-lg);
}

.regime-card {
    background: var(--bg-light);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: all var(--transition-normal);
}

.regime-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.regime-header {
    background: linear-gradient(135deg, var(--primary-medium) 0%, var(--primary-dark) 100%);
    color: white;
    padding: var(--spacing-md);
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.regime-header h4 {
    font-size: 1.5rem;
    font-weight: 700;
}

.regime-tag {
    background: rgba(255, 255, 255, 0.2);
    padding: 0.4rem 0.8rem;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 500;
}

.regime-body {
    padding: var(--spacing-lg);
}

.regime-body p {
    color: var(--text-medium);
    margin-bottom: var(--spacing-md);
    line-height: 1.7;
}

.regime-specs {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--spacing-md);
    margin: var(--spacing-md) 0;
}

.regime-specs > div {
    background: var(--bg-white);
    padding: var(--spacing-sm);
    border-radius: 6px;
    border-left: 3px solid var(--primary-blue);
}

.regime-specs strong {
    display: block;
    color: var(--primary-dark);
    font-size: 0.9rem;
    margin-bottom: 0.5rem;
}

.regime-specs p {
    color: var(--text-medium);
    font-size: 0.95rem;
    margin: 0;
}

.regime-caution {
    background: rgba(242, 153, 74, 0.1);
    border-left: 4px solid var(--accent-orange);
    padding: var(--spacing-sm);
    border-radius: 6px;
    margin-top: var(--spacing-md);
}

.regime-caution strong {
    display: block;
    color: var(--accent-orange);
    margin-bottom: 0.5rem;
}

/* Recovery Opportunities */
.recovery-opportunities {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.recovery-item {
    background: var(--bg-white);
    padding: var(--spacing-md);
    border-radius: 8px;
    border-top: 3px solid var(--accent-green);
}

.recovery-item h4 {
    color: var(--primary-dark);
    font-size: 1.1rem;
    margin-bottom: 0.75rem;
}

.recovery-item p {
    color: var(--text-medium);
    font-size: 0.95rem;
    line-height: 1.7;
    margin-bottom: var(--spacing-sm);
}

.recovery-action {
    background: rgba(39, 174, 96, 0.1);
    padding: 0.75rem;
    border-radius: 6px;
    margin-top: var(--spacing-sm);
}

.recovery-action strong {
    color: var(--accent-green);
    font-size: 0.9rem;
}

/* ====================================
   CONSULTING SECTION
   ==================================== */
.consulting-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-section);
}

.consulting-content {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xl);
}

.indicators-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--spacing-lg);
    margin-top: var(--spacing-md);
}

.indicator-category {
    background: var(--bg-white);
    padding: var(--spacing-lg);
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
}

.indicator-category h4 {
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: 0.5rem;
}

.category-description {
    color: var(--text-light);
    font-size: 0.95rem;
    margin-bottom: var(--spacing-md);
    font-style: italic;
}

.indicator-item {
    margin-bottom: var(--spacing-md);
    padding-bottom: var(--spacing-md);
    border-bottom: 1px solid var(--border-light);
}

.indicator-item:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
}

.indicator-formula {
    background: rgba(26, 95, 122, 0.05);
    padding: var(--spacing-sm);
    border-radius: 6px;
    margin-bottom: 0.75rem;
}

.indicator-formula strong {
    display: block;
    color: var(--primary-dark);
    margin-bottom: 0.5rem;
}

.indicator-formula p {
    font-family: var(--font-mono);
    color: var(--primary-medium);
    font-weight: 600;
    font-size: 0.95rem;
}

.indicator-interpretation {
    font-size: 0.9rem;
}

.indicator-interpretation strong {
    color: var(--primary-dark);
}

/* Cashflow Structure */
.cashflow-structure {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.cf-section {
    background: var(--bg-white);
    padding: var(--spacing-md);
    border-radius: 8px;
}

.cf-section h4 {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: var(--spacing-sm);
    padding-bottom: var(--spacing-sm);
    border-bottom: 2px solid var(--primary-blue);
}

.cf-items {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.cf-positive,
.cf-negative {
    padding: 0.5rem;
    border-radius: 4px;
    font-size: 0.9rem;
}

.cf-positive {
    background: rgba(39, 174, 96, 0.1);
    color: var(--accent-green);
    border-left: 3px solid var(--accent-green);
}

.cf-negative {
    background: rgba(231, 76, 60, 0.05);
    color: var(--accent-red);
    border-left: 3px solid var(--accent-red);
}

/* Strategy Areas */
.strategy-areas {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.strategy-card {
    background: var(--bg-white);
    padding: var(--spacing-md);
    border-radius: 8px;
    border-top: 3px solid var(--primary-blue);
    transition: all var(--transition-normal);
}

.strategy-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.strategy-card h4 {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: 0.75rem;
}

.strategy-card p {
    color: var(--text-medium);
    font-size: 0.95rem;
    line-height: 1.7;
}

/* ====================================
   HR SECTION
   ==================================== */
.hr-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-white);
}

.hr-content {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xl);
}

.hr-obligations {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--spacing-lg);
    margin-top: var(--spacing-md);
}

.obligation-group {
    background: var(--bg-light);
    padding: var(--spacing-md);
    border-radius: 8px;
}

.obligation-group h4 {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: var(--spacing-md);
    padding-bottom: var(--spacing-sm);
    border-bottom: 2px solid var(--primary-blue);
}

.detailed-list {
    list-style: none;
    padding: 0;
}

.detailed-list li {
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--border-light);
}

.detailed-list li:last-child {
    border-bottom: none;
}

.detailed-list strong {
    color: var(--primary-dark);
    display: block;
    margin-bottom: 0.25rem;
}

/* Labor Risks */
.labor-risks {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.labor-risk-item {
    background: var(--bg-white);
    padding: var(--spacing-md);
    border-radius: 8px;
    border-left: 4px solid var(--accent-red);
}

.risk-title-hr {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: var(--spacing-sm);
}

.risk-description-hr p {
    color: var(--text-medium);
    margin-bottom: 0.75rem;
    line-height: 1.7;
}

.risk-description-hr strong {
    color: var(--primary-dark);
}

/* Accessory Obligations */
.accessory-obligations {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.obligation-card {
    background: var(--bg-light);
    padding: var(--spacing-md);
    border-radius: 8px;
    border-top: 3px solid var(--primary-blue);
}

.obligation-card h4 {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: 0.75rem;
}

.obligation-card p {
    color: var(--text-medium);
    font-size: 0.95rem;
    line-height: 1.7;
    margin-bottom: var(--spacing-sm);
}

.obligation-detail {
    background: var(--bg-white);
    padding: 0.75rem;
    border-radius: 6px;
    margin-top: var(--spacing-sm);
}

.obligation-detail strong {
    color: var(--primary-dark);
    font-size: 0.9rem;
}

/* ====================================
   INSTITUTIONAL SECTION
   ==================================== */
.institutional-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-section);
}

.institutional-content {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xl);
}

.credentials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: var(--spacing-lg);
}

.credential-card {
    background: var(--bg-white);
    padding: var(--spacing-lg);
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
    text-align: center;
    transition: all var(--transition-normal);
}

.credential-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.credential-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto var(--spacing-md);
}

.credential-card h3 {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: 0.5rem;
}

.credential-number {
    font-family: var(--font-mono);
    color: var(--primary-blue);
    font-weight: 700;
    font-size: 1.1rem;
    margin-bottom: var(--spacing-sm);
}

.credential-card p {
    color: var(--text-medium);
    font-size: 0.95rem;
    line-height: 1.7;
}

.commitments {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.commitment-item {
    background: var(--bg-white);
    padding: var(--spacing-md);
    border-radius: 8px;
    border-left: 4px solid var(--primary-blue);
}

.commitment-item strong {
    color: var(--primary-dark);
    display: block;
    margin-bottom: 0.5rem;
}

/* ====================================
   FAQ SECTION
   ==================================== */
.faq-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-white);
}

.faq-container {
    max-width: 900px;
    margin: 0 auto;
}

.faq-item {
    background: var(--bg-light);
    margin-bottom: var(--spacing-sm);
    border-radius: 8px;
    overflow: hidden;
    border: 1px solid var(--border-light);
}

.faq-question {
    width: 100%;
    background: none;
    border: none;
    padding: var(--spacing-md);
    text-align: left;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--primary-dark);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: all var(--transition-fast);
}

.faq-question:hover {
    background: rgba(26, 95, 122, 0.05);
}

.faq-icon {
    font-size: 1.5rem;
    color: var(--primary-blue);
    transition: transform var(--transition-normal);
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-slow);
}

.faq-item.active .faq-answer {
    max-height: 1000px;
}

.faq-answer > div {
    padding: 0 var(--spacing-md) var(--spacing-md);
}

.faq-answer p {
    color: var(--text-medium);
    line-height: 1.7;
    margin-bottom: var(--spacing-sm);
}

.faq-answer ul {
    margin-left: 1.5rem;
    color: var(--text-medium);
}

.faq-answer ul li {
    margin-bottom: 0.5rem;
}

/* ====================================
   CONTACT SECTION
   ==================================== */
.contact-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-section);
}

.contact-content {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: var(--spacing-xl);
    margin-top: var(--spacing-lg);
}

.contact-form-wrapper {
    position: relative;
}

.contact-form {
    background: var(--bg-white);
    padding: var(--spacing-lg);
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-md);
}

.form-group {
    margin-bottom: var(--spacing-md);
}

.form-group label {
    display: block;
    font-weight: 600;
    color: var(--primary-dark);
    margin-bottom: 0.5rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 0.75rem;
    border: 1px solid var(--border-medium);
    border-radius: 6px;
    font-family: var(--font-main);
    font-size: 1rem;
    transition: all var(--transition-fast);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(45, 156, 219, 0.1);
}

.submit-button {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-medium) 100%);
    color: white;
    border: none;
    padding: 1rem 2.5rem;
    font-size: 1.05rem;
    font-weight: 600;
    border-radius: 6px;
    cursor: pointer;
    transition: all var(--transition-normal);
    width: 100%;
}

.submit-button:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.submit-button:active {
    transform: translateY(0);
}

.success-message {
    display: none;
    background: var(--bg-white);
    padding: var(--spacing-xl);
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
    text-align: center;
}

.success-message.show {
    display: block;
}

.success-message svg {
    width: 80px;
    height: 80px;
    margin: 0 auto var(--spacing-md);
}

.success-message h3 {
    font-size: 1.5rem;
    color: var(--accent-green);
    margin-bottom: 0.5rem;
}

.success-message p {
    color: var(--text-medium);
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
}

.info-block {
    background: var(--bg-white);
    padding: var(--spacing-md);
    border-radius: 8px;
    box-shadow: var(--shadow-sm);
}

.info-block h3 {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary-dark);
    margin-bottom: var(--spacing-md);
}

.info-item {
    margin-bottom: var(--spacing-sm);
}

.info-item strong {
    display: block;
    color: var(--primary-dark);
    margin-bottom: 0.25rem;
}

.info-item p {
    color: var(--text-medium);
    line-height: 1.6;
}

.info-note {
    font-size: 0.9rem;
    color: var(--text-light);
    font-style: italic;
    margin-top: var(--spacing-sm);
}

/* ====================================
   FOOTER
   ==================================== */
.main-footer {
    background: var(--primary-dark);
    color: rgba(255, 255, 255, 0.8);
    padding: var(--spacing-xl) 0 var(--spacing-md);
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: var(--spacing-xl);
    margin-bottom: var(--spacing-lg);
}

.footer-logo {
    height: 40px;
    margin-bottom: var(--spacing-sm);
    filter: brightness(0) invert(1);
}

.footer-description {
    font-size: 0.95rem;
    line-height: 1.7;
    max-width: 500px;
}

.footer-links {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-md);
}

.footer-column h4 {
    color: white;
    font-size: 1.1rem;
    margin-bottom: var(--spacing-sm);
}

.footer-column ul {
    list-style: none;
    padding: 0;
}

.footer-column a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    display: block;
    padding: 0.4rem 0;
    transition: color var(--transition-fast);
}

.footer-column a:hover {
    color: white;
}

.footer-legal {
    border-top: 1px solid rgba(255, 255, 255, 0.15);
    padding-top: var(--spacing-md);
}

.legal-info {
    font-size: 0.85rem;
    line-height: 1.6;
    margin-bottom: var(--spacing-sm);
    opacity: 0.7;
}

.legal-info p {
    margin: 0.25rem 0;
}

.footer-bottom {
    text-align: center;
    font-size: 0.85rem;
    opacity: 0.6;
    margin-top: var(--spacing-sm);
}

/* ====================================
   ANIMATIONS
   ==================================== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ====================================
   RESPONSIVE
   ==================================== */
@media (max-width: 968px) {
    :root {
        --container-padding: 1.5rem;
        --spacing-xl: 3rem;
    }
    
    .main-nav {
        display: none;
    }
    
    .menu-toggle {
        display: flex;
    }
    
    .hero-title {
        font-size: 2.25rem;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .contact-content {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .hero-title {
        font-size: 1.75rem;
    }
    
    .hero-description {
        font-size: 1.05rem;
    }
    
    .section-title {
        font-size: 1.75rem;
    }
    
    .section-intro {
        font-size: 1rem;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .risks-grid,
    .indicators-grid,
    .strategy-areas,
    .credentials-grid {
        grid-template-columns: 1fr;
    }
    
    .balance-sheet,
    .cashflow-structure,
    .recovery-opportunities {
        grid-template-columns: 1fr;
    }
}

/* ====================================
   PRINT STYLES
   ==================================== */
@media print {
    .main-header,
    .mobile-menu,
    .contact-section,
    .main-footer {
        display: none;
    }
    
    body {
        font-size: 12pt;
    }
    
    .hero-section {
        margin-top: 0;
    }
}